Why car insurance in California is very high?

I would say most of the people who are moving to California from other states of America or from other countries are shocked when they pay their first car insurance premium. The cost of car insurance is the highest in California.

The reasons for high California car insurance are cited below:

• More incidents of car accidents than anywhere in the U.S.
• Increasing car thefts according to National Insurance Crime Bureau
• A few minimum insurance coverage like body injury and property damage injury and these are high up to $15,000

Due to very high medical cost in California, car owners and car drivers opt for high injury coverage. These issues add up to the California car insurance cost.

However, vehicle insurance companies have started to offer highly competitive rates. Realizing the car owners’ busy life, many web sites went live and offer auto insurance comparison facility with just a click of a button.

The unique feature offered by California Car Insurance is an insurance buyer need not fill out any online form to get auto insurance quotes from all the leading car insurance service providers.

There is Government policy in the state of California that insists on providing a toll free number on the websites of car insurance company. Usually, the operators attending these toll free numbers promptly advise the callers about the discounts offered in vehicle insurance premium.

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